Click on Trust Deed Fundings for examples

Using the equity in your home or condominium It may be possible to arrange a cash out equity trust deed loan provided by one of our private investor clients who seek a fair interest and return of their investment. None of our clients are interested in taking back your property.

The loan terms will depend on your FICO score and income, the quality, condition and location of your home, and the terms of your first mortgage.

Loan costs are not paid upfront, but will come from the loan proceeds, with the exception of the appraisal and credit report. Generally they include a title policy ($150 to $450), escrow ($300 to $400), appraisal ($150 to $350), processing ($500) and our commission (2% to 5% of the loan amount). Before you are obligated, a DRE Good Faith Estimate detailing these costs will be provided to you.

Funding can usually be accomplished 2 weeks after we receive the last of the required documents listed below (recent copies from your records may be used):

• Application (our form provided)

• Pay stub

• Recent title policy (from your purchase or last refinance file)

• Payment form for existing loans

• Fire or casualty insurance, declaration page only

• Appraisal (independent and ordered by our staff)

• Credit report.

We will set an appointment to photograph the property and meet with you and can pick up the forms at that time.

Please call 877-299-5760 toll free, to describe your situation and consider your options.